1. Overview
This privacy policy applies to your use of products and services offered by Versatile Credit, Inc. ("Versatile", "We", "Our", or "Us"), including use of this website, as well as the electronic consumer credit and leasing applications offered by Versatile. The purpose of this privacy policy ("Privacy Policy") is to inform you about the types of personally identifiable information We gather about you when you visit Our website or use Our products and services, how We may use that information, whether We disclose it to anyone, and the choices you have regarding our use of, and your ability to correct the information. The phrases "personally identifiable information" or "personal information" mean any information by which you can be identified, such as your name, address, telephone number, Social Security number, etc. By using this website or Our products and services, you assent to the terms of this Privacy Policy. Whenever you submit information via Our products and services, you consent to the collection, use and disclosure of that information in accordance with this Privacy Policy. If you do not agree to the terms of our Privacy Policy, please do not submit information to Us.
2. Information You Submit
As a user of Our products and services, you can be assured that at no time will We collect personal information about you unless you voluntarily provide that information to Us. We respect your privacy and will never share any of your personal information with third parties except as provided here. If you submit your personal information to Us for purposes of utilizing Our products and services, including to obtain credit or leasing from third parties, We will share that information with those third parties for that specific purpose. We will also disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to (a) conform to the edicts of the law or comply with a legal process served on Us; (b) protect and defend Our rights or property; or, (c) act in urgent circumstances to protect the personal safety of users of Our products or services or the public. We will not use your personal information in a way that is incompatible with these stated purposes, unless We obtain your prior consent.
3. Security and Your Information
We will take reasonable steps to protect your personally identifiable information that you transmit to Us from loss, misuse and unauthorized access, disclosure, alteration or destruction. We maintain physical, electronic and procedural safeguards to ensure that personal information is treated responsibly.
4. Changes to this Privacy Policy
We reserve the right to change this Privacy Policy at any time by posting revisions on Our website or within Our product and services and you agree to any such changes upon your continued use of the website, products or services. When changes are made, we will update the effective date of this Privacy Policy. This Privacy Policy is not intended to and does not create any contractual or other legal rights in or on behalf of any party.
Effective Date: February 10, 2020